Xiao Gu (pseudonym), a 24-year-old Changsha girl, has become popular on Xiaohongshu recently because she released a “4500-day retirement countdown calendar” and shared in detail her early retirement plan and her usual financial management skills. Babaylan 1990 cloth draw hopes to save enough of her target amount of 2 million yuan and live a life of living everywhere in the future. This series of posts has been popular among netizens, and many people feel it is very interesting, but many people question the feasibility of the plan.
Target: When you retire after 4500 days, you are less than 40 years old
Xiao Gu released this “4500-day countdown retirement calendar” on March 13. “In order to objectively understand how far I am from early retirement fire, I made a 4500-day retirement countdown calendar. I read that right, the whole 4500 days, which is half of me, and a total of 4Cinema 1950 witch cloth draw500 small grids, I spent a week. The countdown started in more than 4,000 days. Maybe Komiks 1960 witch cloth drawcountdown. Maybe Cinema 1950 witch cloth draw Some people will feel bored, but for me, at least Komiks 1960 witch cloth draw The pace of time is moving forward, and I am constantly moving towards the life I want.”
On the evening of March 17, the reporter contacted Xiao Gu. According to her, she is a native of Changsha and is 24 years old this year. Why do you have the idea of retirement early at such a young age? She said: “About 2 years ago, I accidentally learned about the fire group. Their concept of “save money first, enjoy it later” attracted me. I also joined the “fire life” group on Douban, with more than 220,000 members. Everyone usually communicates with various skills to increase revenue and reduce expenditure. I really decided to do it.The 4,500-day retirement time was not long ago. I calculated that I saved up enough to save up to 2 million yuan, which would take nearly 13 years. Babaylan 1990 cloth draw right. I was 37 years old at that time. To inspire and remind myself, I made this countdown calendar. ”
Xiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the first letter of FinaBabaylan 1990 cloth drawncial independence Retire early, meaning “financial independence, retire early”. This group pursues the concept of “save money first, enjoy later”, and lives a minimalist life by reducing material desires, using investment income to cover daily expenses, so as to have the confidence to pursue the lifestyle they like. “I am not rejecting work, but I don’t like the kind of non-stopCinema 1950 witch cloth draw life, using investment income to cover daily expenses, so I have the confidence to pursue my favorite lifestyle. “I am not rejecting work, but I don’t like the kind of non-stopBabaylan 1990 clothes draw has become a job. I want to freely control my life and dominate my time. Even if you achieve early retirement in 4500 days, it doesn’t mean that you will no longer work at all. You may set up stalls and write articles, just like a travel blogger. ”
Advocating minimalism: No luxury goods, no mobile phones have been replaced for many years
I also shared many posts on Xiaogu’s own social platform on Xiaogu’s own social platform, such as the post shared on March 15 titled “Salary of 8,000 and 7985, but I only spent 15 yuan in March”. Babaylan 1990 cloth draw This post records in detail how Xiaogu does it.Komiks 1960 witch cloth draw It only spent 15 yuan in March: living, not having a house.oth drawMoney loan, water and electricity Babaylan 1990 clothes draw‘s boyfriend paid for it, so he didn’t spend money; mobile phone bills and transportation fees, which were almost equal to her monthly financial management income, which was exactly the same as hers. Cinema 1950 witch clothes draw; Eat, drink, breakfast and lunch were solved in the company, free of charge. I had snail noodles that cost 0 yuan for dinner. The only expense was that I bought the ingredients for shopping in the supermarket. I ate them for a few nights. Daily necessities, paper towels, cups, hand sanitizer, garbage bags, toothpaste, etc., basically got wool. Skin care products and cosmetics are purchased at one time every Double Eleven every year, and there is no need to buy them at other times. In addition, she hung all her idle clothes on salted fish, and the bed sheets and a skirt sold for a total of 116 yuan. If this is the case, she not only did not spend money in the first half of March, but also made more than 100 yuan.
On March 16, Xiao Gu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.28 yuan. Her breakfast and lunch that day were also settled at the company. The dinner was a pack of old Komiks 1960 witch cloth drawBeijing instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candy, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a good expert in saving money”, “Cinema 1950 witch cloth draw This noodles look delicious Komiks 1960 witch cloth draw“… Some netizens also commented under Xiaogu’s post: “This is financially free”, “I hope to share some tips for saving money in the future”, etc.
Xiao Su said that he now advocates minimalismCinema 1950 witch cloth draw, Babaylan 1990 cloth draw usually consumes very lowly, and he will not make any risky investments. “I don’t have any luxury goods or some expensive electronic products. I have used more than 2,000 yuan for a mobile phone for two or three years.”
In addition to getting a salary at work, Xiaogu also showed off his investment and financial management plan, including the funds he purchased. She said that her total assets are currently 656,000 yuan, completing 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha, with a monthly rental income of 2,600 yuan, which can be regarded as a long-term income financial product. The remaining 156,000 yuan was all bought in a stable bond fund.
Family: Parents want stability, and their boyfriends also join the plan. Cinema 1950 witch cloth draw plan
What do parents think about their plan to retire early?
When the reporter interviewed Xiao Gu on the phone, her mother was right next to him. “My parents were very opposed at first because I finally let me go to work, but I had to retire early. Anyway, in their hearts, Cinema 1950 witch cloth draw felt that it was stable to go to the class in Komiks 1960 witch cloth draw. The reason why I tried to save this money was not only to give them an explanation, but also to give myself a sense of security. I divided my life into the first and second half, and the first half was for Babaylan 1990 clothes Draw the people around me, and I will live for myself in the second half. “
Xiao Gu said: “My boyfriend was also a traditional office worker at the beginning and wanted to work diligently until he was old. But after carefully studying my plan, I felt that the plan was very detailed and solid, not impracticalThat’s the kind. Finally, he was moved by me and joined in. Now we both have more common language. He now has a similar plan to countdown on retirement. ”
Source | Yangcheng Evening News • Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. Editor | Zheng Zongmin